Clik here to view.
Transparent Family Budget Update– December 2018
Happy New Year! It’s time for our last budget update of 2018! Thinking back on December, I can’t say enough about how nice it is to have sinking funds for things like Christmas and life insurance....
View ArticleClik here to view.
Switching from YNAB 4 to the New YNAB– Plus a hack to make it better
We’ve been using YNAB for a long time. It was with us through nearly our entire debt-free journey. YNAB 4 was a part of how we handled money in our family and we weren’t ready to part ways when the...
View ArticleClik here to view.
Real Family Budget Update– January 2019
We had a great budget month to start the new year out. We didn’t have any huge expenses and we kept our spending under control. As always, in this transparent budget update I’ll share with you...
View ArticleClik here to view.
Why we started giving our kids allowance that’s NOT tied to chores
I have always been against the idea of giving an allowance to kids. I mean the kind of allowance that kids just get, whether they’ve been helpful or awful, completed all their chores or none of them....
View ArticleClik here to view.
How We Stopped Living Paycheck to Paycheck by Getting a Month Ahead
The single most important change we made to our finances when we set out to pay off six figures of student loan debt was to get a month ahead in our budget. We knew that living on last month’s income...
View ArticleClik here to view.
Real Family Budget Update– October 2019
October’s budget was a doozie! If you read my last post, you know what I’m talking about. We had $1,000 of unplanned spending thanks to California’s new strategy for fire prevention. For 7 days of the...
View ArticleClik here to view.
Real Family Budget Update– November 2019
I’m super late in sharing the details of November’s budget since December’s blogging calendar was filled with the 25 Days of Christmas series. Plus we’ve had a lot going on. Our sweet baby boy was...
View ArticleClik here to view.
Understanding Sunk Costs– A Life-Changing Secret
Written by Mike, “Mr SixFiguresUnder.” Originally published June 13, 2014. As an undergraduate student I took an economics course from an extraordinary professor. He was so good that after I had...
View ArticleClik here to view.
4 Secrets for Successfully Budgeting a Variable Income
I’ve heard all sorts of budgeting excuses. One of my favorites is, “I can’t budget because my income is variable.” This is just not true! You can and should budget, even if your income is always...
View ArticleClik here to view.
Are you missing this important step in your debt payoff?
Originally published February 17, 2016 There’s one step in paying off debt that seems so obvious to me that I’ve never really considered an alternative. However, as I read more widely in personal...
View Article
